Seamless Superannuation & STP Phase 2 Compliance - Australia
Super in the STP Phase 2 era needs a “zero-error” approach because the ATO has more visibility than ever. We help calculate, track, and pay Super Guarantee correctly, on time, with clean records that align across payroll, STP, and SuperStream.
STP-ready workflows • OTE checks • SuperStream payment management • Clean reconciliations • Xero/MYOB-ready
Superannuation
Superannuation Support Built for Compliance-First Payroll
We connect payroll processing, STP reporting discipline, and SuperStream payments so your SG obligations stay accurate and audit-ready.
STP Reporting Discipline (Per Pay Run)
Each pay run follows a structured workflow so payroll and SG obligations remain consistent and review-ready.
Super Guarantee (SG) Rate Management
We apply the correct SG rate for the period and keep payroll settings aligned as rules update.
OTE Assessment (What Attracts Super)
We help classify pay components correctly so SG is calculated on the right earnings base and avoids avoidable under/over-calculations.
SuperStream Clearing House Management
We support SuperStream-compliant payment workflows so contributions are distributed correctly to employee funds.
Onboarding + Super Choice / Stapled Fund Support
We streamline super choice collection for starters and support processes when an employee doesn’t choose a fund (including stapled fund handling as required).
Quarter-End Reconciliation (“Full Circle” Check)
Before SG deadlines, we reconcile SG liability vs payroll/STP records and payment outputs so the balance sheet and records match.
Benefits
Why Accuracy in Super & STP Reporting Matters
With STP Phase 2, discrepancies are easier to spot so consistency across payroll, reporting, and payments matters more than ever.
Lower risk of compliance flags
When STP data and super payments align, you reduce avoidable follow-ups and clean-up.
Avoid the SGC trap
Late or missed SG can trigger SGC obligations, and SGC isn’t tax deductible.
Clean, audit-ready payroll records
Structured documentation makes internal reviews and external audits far less painful.
Better employee trust
Correct super payments and clean payslip records improve confidence and reduce disputes.
Predictable cashflow planning
We plan SG obligations ahead of due dates so you’re not caught short.
Less admin load
You keep control and visibility while we run the behind-the-scenes workflow.
Typical Due Dates
2026 Superannuation Calendar
Quarterly SG due dates are generally 28 days after each quarter ends.
| Quarter | Period | Payment & Lodgement Due Date |
|---|---|---|
|
Q2 |
Oct – Dec 2025 |
28 January 2026 |
|
Q3 |
Jan – Mar 2026 |
28 April 2026 |
|
Q4 |
Apr – Jun 2026 |
28 July 2026 |
|
Q1 |
Jul – Sep 2026 |
28 October 2026 |
We recommend paying super monthly rather than quarterly.
It strengthens your employee value proposition and helps prevent a large lump-sum amount building up and squeezing quarterly cashflow.